Maybe you’ve heard: with the banks facing tough times, they’re hiking your credit card interest rates. Because of their mistakes, banks are making you pay.

Says the Detroit Free Press:

An estimated 4 million Bank of America customers were notified in the past week that their annual percentage rate will move up from less than 10% to a range of about 14% to 16%, according to Emily Peters, a credit card expert at Credit.com.

That sounds like pick-pocketing to us.

Tired of credit card rate hikes? Teaser promotions that fade? Impersonal credit card companies that make you wade through phone options before you talk to a human being?

We’re here to help.

The good news is that credit union credit cards are the safest bet.

Through our top secret research, we’ve found that those big bank credit cards are inferior products. We’ve done some snooping on the tactics of those big credit card issuers, and we want you to know what we know.  We don’t want this falling into the wrong hands, but feel free to spread the word to friends and family.

Also, be sure to participate in our research. We want to know your story. Have you been tricked? Paying too much each month? Unhappy with the service you receive somewhere else? Let us know.

We’re here to help.